Pay off debt, on your own terms.
A local-first debt tracker with a full plan architect — Snowball, Avalanche, Tsunami, and Custom strategies. Your balances, rates, and payments never leave your device.
- Plan architect with Snowball / Avalanche (free) and Tsunami / Custom (premium)
- Full amortization schedule — principal, interest, balance per month
- Home-screen widgets (iOS & Android): total debt, next payment, countdown
- Promo APR tracking for 0% intro periods and balance transfers
- AES-256 encrypted backups & device-to-device QR migration
- Achievements, reminders, PDF reports, calendar (.ics) export