Last updated: November 2025
Payooo (“the App”, “we”, “our”, “us”) is a personal finance and budgeting tool available on both Android and iOS. This Privacy Policy describes how we collect, use, share, and protect your information when you use the App.
Payooo does not provide loans, credit, banking, lending decisions, or financial advice. It is solely a tool for organizing payments and tracking payoff progress.
By installing or using Payooo, you agree to the practices described in this Privacy Policy.
We may collect information you provide when using the App, such as:
We do not collect banking credentials, credit card numbers, government IDs, or credit scores.
We use analytics and diagnostics tools to improve stability and user experience, including:
Firebase Analytics
Collects usage statistics, device data, and crash logs.
RevenueCat
Handles subscription management and receives non-sensitive transaction metadata.
Device & technical data
Payooo displays advertisements using Google AdMob on both Android and iOS. AdMob may collect or receive:
On iOS, we request your permission through Apple's AppTrackingTransparency (ATT) framework before accessing the IDFA for personalized ads.
- If you grant permission: ads may be personalized.
- If you deny permission: ads will be non-personalized and the IDFA is not used.
You can change your tracking preferences anytime in:
Settings → Privacy & Security → Tracking.
On iOS, Apple’s SKAdNetwork is used for ad attribution. This system does not share personal data with Payooo.
Android users may disable personalized ads via:
Settings → Google → Ads → Opt out of Ads Personalization.
Payooo does not sell personal information to third parties. Ad data is managed by Google AdMob under their own privacy policies.
Payooo offers premium features through subscriptions or one-time purchases handled by:
We do not receive or store your credit card number. Payments are processed securely by Google or Apple.
We use your data to:
We share limited data with:
Google AdMob – for ads, fraud prevention, and measurement.
Firebase Analytics – for analytics, crash reporting, and performance monitoring.
RevenueCat – to manage subscription entitlement.
Google Play / Apple App Store – for billing, refunds, and fraud prevention.
Cloud hosting providers – for secure data storage.
We do not share financial details you manually enter (bills, amounts, notes) with advertisers or unrelated third parties.
Your data is stored securely in our cloud environment. If you delete your account, your information is permanently erased from our active systems within 30 days, except where retention is required by law.
You may request deletion by emailing: support@gaiasuperlab.com.
For users in the EEA or UK, data is processed based on:
You have rights to access, correct, delete, export, or restrict data processing.
Residents of California may request:
Payooo is not intended for children under 13 years old, and we do not knowingly collect personal data from children.
We use industry-standard protective measures such as encrypted transmissions (HTTPS), secure storage, access controls, and regular monitoring.
Your information may be processed on servers located in various countries where our service providers operate. We use safeguards to protect international transfers.
We may update this Privacy Policy periodically. Continued use of the App after changes means you accept the updated version.
For privacy questions, data requests, or account deletion:
Gaia Superlab
Email: support@gaiasuperlab.com
Location: Panama City, Panama